Payment Gateway for Device Financing
Accept payments via mobile money, cards, bank transfers, and local payment methods with automatic reconciliation and instant device unlock
Payments Built for Device Financing
Device financing requires specialized payment processing. Customers need flexible payment options including mobile money, partial payments, and grace periods—capabilities traditional payment gateways don't support.
Our Payment Gateway integrates directly with your core banking platform and device management system, automatically unlocking devices upon payment confirmation and providing real-time reconciliation.
Mobile Money First
M-Pesa, MTN MoMo, Orange Money, Airtel Money, and 50+ mobile money providers
Automatic Reconciliation
Payments matched to loans instantly—no manual reconciliation required
Instant Device Unlock
Trigger device unlock automatically within seconds of payment confirmation
Supported Payment Methods
Seamless Payment Experience
From payment initiation to device unlock—fully automated in seconds
Customer Pays
Customer selects payment method and initiates payment via mobile money, card, or bank transfer
Payment Processed
Gateway processes payment through appropriate channel with fraud detection and validation
Auto-Reconciled
Payment matched to loan account automatically, balance updated in real-time
Device Unlocked
Device management system triggered, device unlocked, customer notified via SMS
From payment confirmation to device unlock
Everything You Need to Accept Payments
Built specifically for device financing with features traditional gateways don't offer
Partial Payment Support
Accept any amount—customers can pay what they can afford. System automatically calculates remaining balance and extends grace period.
Recurring Billing
Set up automatic recurring payments for customers with cards or direct debit. Reduce defaults and improve cash flow predictability.
Digital Receipts
Automatic receipt generation and delivery via SMS, email, or WhatsApp. Includes transaction ID, amount, balance, next due date.
Fraud Detection
AI-powered fraud screening on every transaction. Detect stolen cards, suspicious patterns, and risky transactions before processing.
Real-Time Analytics
Monitor payment success rates, failed transactions, popular payment methods, and revenue trends with comprehensive dashboards.
Multi-Currency Support
Accept payments in 135+ currencies with automatic conversion. Settle in your preferred currency.
Bank-Level Security Standards
PCI-DSS Level 1 certified with enterprise-grade fraud protection
Data Encryption
- • TLS 1.3 encryption in transit
- • AES-256 encryption at rest
- • Tokenization for card data
- • No sensitive data stored
Compliance
- • PCI-DSS Level 1 certified
- • SOC 2 Type II compliant
- • GDPR data protection
- • Local regulations supported
Fraud Protection
- • 3D Secure authentication
- • Real-time fraud scoring
- • Chargeback protection
- • Machine learning detection
Ready to Accept Payments at Scale?
Connect with our team to learn how our Payment Gateway can reduce friction and improve collections